Northern Greece Securities S.A.

1 Client Info

2 Knowledge

3 Investment Profile

4 Documents

Client Information

Client Type *

Investor Share at SAT

SAT Account Number

Surname *

First Name *

Father's Name *

Spouse Name

Date of Birth *

Country of Birth *

Nationality *

Additional Nationality

Occupation *

ΑΜΚΑ / AMKA *

Tax ID (AFM) *

Tax Office (DOY) *

Identification Document

Identification Document *

Number *

Issue Date

Issuing Authority

Number *

Issue Date

Expiry Date

Number *

Issue Date

Expiry Date

Residential Address

Street, Number *

Postal Code *

City *

Country *

Communication Address

Same as residential address

Street, Number

Postal Code

City

Country

Mobile / Email

Home Phone

Work Phone

Mobile *

Email *

Bank Name *

IBAN *

Investor Share at SAT

SAT Account Number

Company Name *

Trade Name

Country of Establishment *

Business Activity *

GEMI Number *

Tax ID (AFM) *

Tax Office (DOY) *

Tax Jurisdiction Country *

LEI

Registered Office Address

Street, Number *

Postal Code *

City *

Country *

Mobile / Email / Bank Name

Mobile *

Email *

Bank Name *

IBAN *

Number of Legal Representatives

Legal Representative 1

Surname *

First Name *

Father's Name

Tax ID (AFM) *

Mobile *

Email *

Legal Representative 2

Surname

First Name

Father's Name

Tax ID (AFM)

Mobile

1. Knowledge Level Questions

Do you hold a degree in economics/finance?

Yes No

Have you worked in the financial sector?

Yes No

Have you completed training/seminars on capital markets?

Yes No

2. Risk Level Questions

What is the maximum loss you are willing to accept?

Up to 25% Up to 50% Up to 75% Over 75%

Would you invest in a product that could wipe out your entire capital?

Yes No

Would you invest in products (e.g. credit, derivatives, leveraged) that may create additional financial obligations?

Yes No

3. Time Horizon Questions

Does your current liquidity adequately cover your basic needs?

Over 12 months 4-12 months Up to 4 months

How would you handle emergency financial obligations?

Other income sources Portfolio liquidation Other asset liquidation

4. Market Awareness Questions

Do you monitor price fluctuations in complex financial instruments?

Yes No

Do you follow news about the economy and investments?

No, not a subject I follow I occasionally read basic economic news I regularly follow economic topics I continuously follow economic and investment developments

5. Margin & Credit Trading

How would you describe your knowledge of margin/credit trading?

No knowledge or understanding of risks Partial knowledge and understanding of risks Extensive knowledge and understanding of risks

How many years have you invested in leveraged products?

Have not invested at all Within the last year 1 to 5 years Over 5 years

Short-term credit transactions (T+2):

Which of the following is correct?

In two days the company will ask me to repay regardless of whether I profit or lose In two days the company will evaluate positions and give me an extension if I have losses

Percentage Portfolio Loss:

A portfolio worth €70,000 was enhanced with €30,000 credit for stock purchases and lost 10% of its value. Select the correct answer:

10% / €7.000 10% / €10.000 14,3% / €10.000

True or False: Long-term Credit Trading:

When the general stock index is bullish I will not receive a margin call

True False

When my purchased stocks are bullish I will not receive a margin call

True False

I can ignore the margin call because the stock started rising

True False

Safety Margin in Credit Portfolio:

Credit portfolio: total weighted portfolio value €130,000 and debit balance €65,000. What is the safety margin?

65% 50% 45%

6. Derivatives (Futures/Options)

How would you describe your knowledge of Futures and Options?

No knowledge or understanding of risks Partial knowledge and understanding of risks Extensive knowledge and understanding of risks

True or False about Derivatives:

An Option gives the buyer the right, not the obligation, to buy or sell at a predetermined price

True False

Losses from Futures cannot exceed the initial capital

True False

The maximum risk from selling a Call Option is predetermined

True False

Margin Requirement of 10%:

When a Derivatives Exchange sets the margin at 10%, this means:

The exchange guarantees 90% of the position value The investor commits 90% of the position value The investor commits 10% of the position value

Futures Profit/Loss Calculation:

You bought 10 Futures (long) on FTSE/ASE Large Cap (multiplier 2) at 1,970 points. Settlement: 1,978, index close: 1,965. Profit or loss?

Profit €160 Loss €160 Profit €100 Loss €100

Futures Contract Representation:

In stock Futures on the Athens Exchange Derivatives Market, one contract represents:

1,000 shares 100 shares 10 shares

7. Contracts for Difference (CFDs)

How would you describe your knowledge of CFDs?

No knowledge or understanding of risks Partial knowledge and understanding of risks Extensive knowledge and understanding of risks

True or False about CFDs:

CFDs have physical delivery and do not use leverage

True False

CFDs, compared to Futures, allow opening positions with smaller nominal value

True False

Using stop-loss orders provides absolute protection from large fluctuations

True False

The maximum risk from CFD investment is limited

True False

CFD losses can exceed the initial capital

True False

Leverage Calculation:

With €100 capital you open a €10,000 position on EUR/USD. What is the leverage?

1:100 1:1.000 1:10.000

8. Complex Bonds

How would you describe your knowledge of complex bonds (callable, convertible, performance-linked)?

No knowledge or understanding of risks Partial knowledge and understanding of risks Extensive knowledge and understanding of risks

How many years have you invested in complex bonds?

Have not invested at all Within the last year 1 to 5 years Over 5 years

Bond Market Risks:

When buying a bond, does the investor risk losing initial capital?

Yes. For example, when selling at a price lower than the original purchase price

True False

Yes. For example, in case of issuer bankruptcy or payment default

True False

No. The investor's initial capital faces no risk

True False

Interest Rate Increase Effects:

What happens when a central bank raises interest rates?

Existing bonds lose value

True False

Bond value at maturity is not affected

True False

Nothing, it only affects government bonds

True False

True or False about Complex Bonds:

Callable bonds differ only in early redemption, without affecting the return

True False

The only bond risk is issuer default on obligations

True False

Bonds have price fluctuations like stocks

True False

Performance-linked bonds can skip coupon payments

True False

9. Complex ETFs

How would you describe your knowledge of leveraged or structured ETFs?

No knowledge or understanding of risks Partial knowledge and understanding of risks Extensive knowledge and understanding of risks

True or False about Complex ETFs:

Complex ETFs provide access to sophisticated investment products managed by third parties

True False

Leveraged ETFs/ETCs/ETNs may have higher gains or losses than the underlying

True False

10. Foreign Exchange (Forex)

How would you describe your knowledge of forex?

No knowledge or understanding of risks Partial knowledge and understanding of risks Extensive knowledge and understanding of risks

How many years have you invested in forex?

Have not invested at all Within the last year 1 to 5 years Over 5 years

True or False about Forex:

Using stop-loss fully controls losses on currency pairs

True False

Buying EUR/USD means buying dollars and selling euros

True False

Leveraged forex losses can exceed the account balance

True False

US Recession Impact on EUR/USD:

If the US economy enters recession, what is the impact on the dollar vs euro?

The dollar will appreciate due to recovery expectations

True False

The dollar will depreciate due to capital flight

True False

It will not be affected because the dollar is a strong currency

True False

Investment Profile Questionnaire

In accordance with Law 4514/2018, the company is required to collect information about the investor's knowledge, experience and investment objectives.

Personal Information

Age *

Education *

Do you hold/have held a position in finance or have relevant education?

Yes No

Financial Situation

Personal Income Sources (select multiple):

Professional Activity Real Estate Investments Other sources

Primary Asset Sources (select multiple):

Real Estate Cash deposits Valuables and art Business activities Capital market investments Other liquid assets

Annual Regular Personal Income:

Up to €20K 20-50K 50-100K 100-300K >300K

Investment Amount through the Company (€):

Investment Horizon:

Up to 1 year 1-3 years 3-5 years 5 years and above

Percentage of Assets to Invest:

Up to 10% 10%-25% 25%-50% >50%

Coverage for Future Needs (Insurance/Pension):

Yes No

Percentage of Annual Income for Debt Obligations:

0-15% 15%-30% 30%-50% 50% and above

Investment Services Experience

Simple Buy/Sell Orders

None 1-3 years >3 years

Investment Advisory

None 1-3 years >3 years

Portfolio Management

None 1-3 years >3 years

Investment Product Experience

Money Market, Simple Bonds, Stocks

Years

Total Transaction Value

Transaction Frequency

Structured Complex Bonds

Years

Total Transaction Value

Transaction Frequency

Mutual Funds

Years

Total Transaction Value

Transaction Frequency

Structured Deposits

Years

Total Transaction Value

Transaction Frequency

Futures

Years

Total Transaction Value

Transaction Frequency

Options & Warrants

Years

Total Transaction Value

Transaction Frequency

CFDs & OTC Derivatives

Years

Total Transaction Value

Transaction Frequency

Investment Goals & Risk Tolerance Assessment

Which statement best describes your investment goals?

Protect initial capital Income with simultaneous capital growth Capital appreciation

Which statement best describes your risk tolerance?

Zero tolerance. I cannot accept any negative fluctuation. Low tolerance. I want capital preservation, can accept small decreases. Medium tolerance. I am familiar with fluctuations for satisfactory returns. High tolerance. I take high risk for higher returns.

I consider a reasonable portfolio decline:

10% 20% 30%

If your stocks gain >25% in a market euphoria, what would you do?

Liquidate all stocks Liquidate a portion No changes to portfolio

If you had to invest 100% in one hypothetical investment, which would you choose? (Equal probability scenarios)

Investment A: Pessimistic -2%, Moderate 4%, Optimistic 7% Investment B: Pessimistic -15%, Moderate 8%, Optimistic 25% Investment C: Pessimistic -33%, Moderate 12%, Optimistic 43%

I certify that all information provided is true and I completed this questionnaire based on my personal knowledge and experience. I acknowledge it constitutes a compatibility assessment for financial instruments.

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Required Documents (Natural Person)

Income & Source of Funds *

Tax return or non-filing declaration

Identity Document *

Copy of valid ID card or passport

Proof of Residence *

Recent utility bill or rental contract (within 3 months)

Employment Status *

Pay stub, employer letter, or pension statement

Mobile Phone Verification *

Mobile phone bill or statutory declaration

Required Documents (Legal Entity)

GEMI Certificate & Statutes *

Company Representation *

Official Gazette Publication

If applicable

Statute Amendments

If applicable

Current GEMI Certificate *

Legal Representatives & Authorized Signatories *

Signatory ID Documents *

Account Opening Application

Client Information

Identification Document

Residential Address

Communication Address

Mobile / Email

Registered Office Address

Mobile / Email / Bank Name

Number of Legal Representatives

Legal Representative 1

Legal Representative 2

1. Knowledge Level Questions

2. Risk Level Questions

3. Time Horizon Questions

4. Market Awareness Questions

5. Margin & Credit Trading

Short-term credit transactions (T+2):

Percentage Portfolio Loss:

True or False: Long-term Credit Trading:

Safety Margin in Credit Portfolio:

6. Derivatives (Futures/Options)

True or False about Derivatives:

Margin Requirement of 10%:

Futures Profit/Loss Calculation:

Futures Contract Representation:

7. Contracts for Difference (CFDs)

True or False about CFDs:

Leverage Calculation:

8. Complex Bonds

Bond Market Risks:

Interest Rate Increase Effects:

True or False about Complex Bonds:

9. Complex ETFs

True or False about Complex ETFs:

10. Foreign Exchange (Forex)

True or False about Forex:

US Recession Impact on EUR/USD:

Investment Profile Questionnaire

Personal Information

Financial Situation

Investment Services Experience

Investment Product Experience

Money Market, Simple Bonds, Stocks

Structured Complex Bonds

Mutual Funds

Structured Deposits

Futures

Options & Warrants

CFDs & OTC Derivatives

Investment Goals & Risk Tolerance Assessment

Required Documents (Natural Person)

Required Documents (Legal Entity)