Take on the Milestone Challenge Your Adventure Awaits Head down the road with great rates and terms on a Motorcycle Loan. This calculation is based on the information you entered for illustrative purposes only and is not a loan application, nor does use of the calculator guarantee loan terms or approval . Processes transfers, cash advances, traveler's checks, cashiers' checks, and money orders. Today, that spirit of cooperation still drives us. Unlimited cashiers check for checking account with a fee of $2 per statement cycle, $20 for online cashiers checks$10 for cashiers checks at a branch, Yes, with Chase Secure Checking, Chase Premier Plus Checking, Chase Sapphire Checking, and Chase Private Client Checking, Yes, with Foundation Checking, Performance Checking, Performance Select Checking, A cashier check is issued by a bank and it is one of the safest ways to transfer money or make a payment. However, certified checks can bounce. Credit card skimmers, check-cashing scams and several other dangers threaten people's checking accounts. The MICR number is the number needed for any automatic deposits or withdrawals. Ogden, Utah 84409. With this handy & secure app, you can transfer funds, deposit money, apply for a loan, and moreat any time, day or night. Find a great deal on autos and RVs. Seeour Chase Total Checkingoffer for new customers. CheckVerification.com combines our proprietary technology with third-party check verification solutions to help merchants reduce ACH payment returns and protect from fraud. Maintain a daily checking balance of at least $200. For those of you who still use a checkbook for rent, utility bills or other periodic payments, it's important to know how to track your transactions and make sure that your account balances. How To Verify Funds. We will not respond with personal or confidential information. Moreover, now you can also verify the cashier's check online. America First Credit Union The privacy and security policies of the site you are about to enter may differ from those practiced by Americas First Federal Credit Union. Finally, receive the receipt and keep it to track the check, If you are not able to get a cashiers check then there are other forms of payment options available that you can consider. The difference is that cashier's checks are . Routing Numbers for SUNCOAST CREDIT UNION Additional Information: Main Website: Online Banking Login: Click the appropriate Routing Number: - 263182817 Want More Data? Home Equity (First Mortgage) No Closing Cost, America First Charitable Foundation Scholarships. Some banks, in the interest of privacy, will only tell you whether or not the account is valid, or they will not provide any information at all. When Cashier's Checks, Official Checks, Q-Checks or Money Orders are presented, Mountain America cannot verify that they are valid. Please note that America First is not responsible for any information, content, or products on third-party sites. I am traveling on vacation and my card was declined, should I let AmFirst know when Im traveling out of state? Checking Accounts 101 - America First Credit Union CHECKING ACCOUNTS 101 People may not use paper checks as much anymore, but checking accounts are still vitally important to understand. Fraud Alert Text/SMS Notification Terms and Conditions, Check account balances and view recent transactions. Some common types of cashiers check scams are . America First Credit Union The routing number, or ABA, for America First Credit Union is 324377516. accounts and financing options. Ogden, Utah 84409. For things like down payments on mortgages, vehicles or capital equipment, cashiers checks are generally preferred and sometimes required. Since money orders and cashier checks are prepaid, the funds are considered guaranteed forms of payment. . As a member, you can rely on Suncoast for all of your financial needs. Enroll now. Cashiers checks may cost a small fee, though some financial institutions sometimes make several cashiers checks available to certain account holders for free within select time periods. If we see something that looks unusual, we will attempt to contact you via text message and email. Before the bank backs a check with its own money, the customer pays the bank from their account. If you have a cashier's check older than 90 days, please visit your local Credit Union Service Center or call Member Relations at 800-388-7000 for assistance. You can see our current repossession inventory by visiting ourrepossessions page. This credit union is federally insured by the National Credit Union Administration. The following options are available when you call 1-800-999-3961: Speech Access- Transfer from your Share Savings or Checking to aloanwithin your account or to another America First account through our automated phone system. America First Credit Union Keep in mind that you can't verify a cashier's check online, but other options are available. Now pay the full check amount and any applicable fee to process the checkif(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,250],'mgtblog_com-large-mobile-banner-2','ezslot_7',132,'0','0'])};__ez_fad_position('div-gpt-ad-mgtblog_com-large-mobile-banner-2-0'); 5. For this reason, when you write a check, its best to pretend that the related amount of money is already gone from your account. 2. Please note that America First is not responsible for any information, content, or products on third-party sites. JPMorgan Chase Bank, N.A. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. CEFCU members from 10 to 15 can complete at least nine challenges to earn a reward. In order to complete thispayment, click on the transfers tab. PO Box 9199 SDCCU Visa gift cards and Visa pre-paid reloadable cards are also available. You can easily get a cashiers check from a bank. Where can I find COVID-19 Information & Updates? Sorry, we are unable to schedule your call right now. Its never too early to begin saving. Please note that America First is not responsible for any information, content, or products on third-party sites. The credit union placed a hold on a cashier's check that later turned out to be fraudulent. Checks often get a bad rap for the amount of time they take to clear. For questions, please give us a call at 205-320-4000. America First Credit Union Other Banking Services. Please review its terms, privacy and security policies to see how they apply to you. The cashier's check fee of $8 charged by Chase bank is well below its competitors like Bank of America ($20), Wells Fargo ($10), and Capital One ($ 15). 2. Electronic wire . 2 To get a banker's draft, a bank customer must have funds (or cash) available. Many individuals and businesses turn to cashier's checks and money orders as safer forms of payment. official checks, come with added layers of security that can help make payments safer and more reliable than ordinary personal checks. Pick yours up today at any SDCCU branch. They typically cost more than certified checks or money orders, however they often have higher limits than the latter. When you get your monthly statement, compare each transaction to your checkbook register and put a checkmark next to each transaction that matches your statement. Cashier's Check: A cashier's check is a check written by a financial institution on its own funds. Prize or lottery awards. Some banks and credit unions, however, will let you purchase a cashiers check even if you dont hold an account with them. If you are making a loan payment using your checking account and routing number (ACH) there will continue to be no transaction fee. Aren't cashier's checks supposed to be honored immediately. The cutoff time for outgoing wires is 3:00 pm CST and incoming wires are posted up until 4:00 pm CST. Please try again. This linked site is not bound by the America First Privacy Policy found by clicking here. This service is available to member and non-members. Responsible for balancing each day's transactions and verifies cash totals. Learn More You could be approved! At AmFirst, we want to help you build your credit and long term financial health. All Rights Reserved. The financial institution makes sure the check-writers account has sufficient funds to make the paymentif it does, the transaction goes through, but if the account has insufficient funds to complete the transaction, the check bounces. There is a $8.00 flat fee for one timepaymentrequests. You should carefully consider your needs and objectives before making any decisions, and consult the appropriate professional(s). *Our member service representatives are available by phone from 8 a.m. to 8 p.m. MT, Monday through Friday, and on Saturdays between 8 a.m. and 7 p.m. MT, excludingholidays. Therefore, it is very important to verify a cashiers check to avoid being a victim of check fraud. Available at America First ATMs only and CANNOTtransfer to otherAmericaFirstaccounts. Therefore, if someone, offers you a cashiers check for more than the purchase price then you must not accept the cashiers check. Cashier's checks are typically deemed a safe way to make a large payment on a purchase. Peer-to-Peer (P2P) payment apps have steadily grown in popularity in recent years. Please enter your user ID and password so our representative can review your account information, Please confirm your callback time and number, *Our member service representatives are available by phone from 8 a.m. to 8 p.m. MT, Monday through Friday, and on Saturdays between 8 a.m. and 7 p.m. MT, excluding, Home Equity (First Mortgage) No Closing Cost, America First Charitable Foundation Scholarships. Contact our Member Service Line . How is a Credit Union Different than a Bank? What is America First Credit Union's routing and transit number? Starting on January 1, 2023, there will be an $8.00 transaction fee for loan payments when members pay with a debit card. PO Box 9199 Member service is available Monday through Saturday, excluding holidays, from 9 a.m. to 5 p.m. (MT). What plug-ins will I need for your site? Unauthorized account access or use is not permitted and may constitute a crime punishable by law. As a not-for-profit financial institution, our focus is to guide members toward financial success. 3. Open a savings account or open a Certificate of Deposit (see interest rates) and start saving your money. https://verify.routingtool.com/bank/info/name/BANK-OF-AMERICA. Where can I find COVID-19 Information & Updates? Please enter your phone number in xxx-xxx-xxxx format to continue. As an added convenience to our members, Americas First Federal Credit Union now offers CARFAX Vehicle History Reports at a Members discount. Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. Home Equity (First Mortgage) No Closing Cost, America First Charitable Foundation Scholarships. Ogden, Utah 84409. Using an updated version will help protect your accounts and provide a better experience. Please note: Do not send account numbers, inquire about specific account information, or request changes to your account record when corresponding through email or the feedback form. They are frequently treated as cash and many banks will clear the check immediately without checking for. With this, the customer has assured the availability of funds to the bank, which in turn allows the bank to guarantee payment to the payee. We maintain electronic and procedural safeguards that comply with federal standards to guard your personal information. A cashier's check. Moreover, now you can also verify the cashiers check online. Bank, Credit Card. Where can I find COVID-19 Information & Updates? If the Cashier's Check is payable to a 3rd party there is a fee of $3.00. How To Verify A Cashier's Check: Although the signs described in the above table may indicate forgery, they do not always guarantee that a cashier's check is fake. It also takes the guesswork out of writing a check or making an ATM withdrawalyou will know whether or not you have the money in your account to cover it. America First Credit Union 2022 America First Credit Union. This linked site is not bound by the America First Privacy Policy found by clicking here. America's First FCU 1 . Where can I find COVID-19 Information & Updates? All Rights Reserved. A cashier's check is a check guaranteed by a bank for the payment of the check. You must verify cashiers checks before accepting a cashiers check as payment. Every CARFAX Report contains information that can impact a consumers decision about a used vehicle. America First Federal Credit Union does business as (DBA) America First Credit Union. A cashier's check is an official check written and guaranteed by a bank. The following options are available when you visit abranch location: Check or Cash- Pay directly to yourloanwith any teller. America First Federal Credit Union does business as (DBA) America First Credit Union. You are about to visit a site not owned by America First Credit Union. Taking extra care when handling and transporting a cashiers check can help save you from a headache. Money orders are essentially the same as cashier's checks they're a secure way to send money to a third party. Usually, banks ask for these pieces of information to verify a cashiers check: if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,250],'mgtblog_com-medrectangle-4','ezslot_3',123,'0','0'])};__ez_fad_position('div-gpt-ad-mgtblog_com-medrectangle-4-0');2. Please try again. Paying a security deposit for an apartment, 5. This number may be used for a variety of services, including direct deposit, wire transfers, tax purposes, paying utilities & more. Our Classic Checking account features no monthly fees, no low-balance fees, competitive dividends, and many additional benefits, such as: Home Equity (First Mortgage) No Closing Cost, America First Charitable Foundation Scholarships. You can request a cashier's check to be issued from your savings account, checking account, money market account or CD. America First retains privacy on our site by using a secure environment. You can verify the authenticity of First Tennessee Bank, N.A.'s cashier's checks by contacting Travis Wright, Corporate Security, at 165 Madison Avenue, Memphis, Tennessee 38101, by telephone at (865) 971-2474, by fax at (856) 971-2786, or via email at [tewright@firsthorizon.com]. We apologize for the inconvenience. 7. The difference from a regular check is that the bank guarantees its payment, not the purchaser. Include online bill payments and direct deposits toosince those are sometimes automated, it can be easy to forget them. What is America First Credit Union's routing and transit number? Ogden, Utah 84409. You may also choose to visit a branch or call our member service center for rate information. The bank then writes the check out to the designated payee. Cashier's checks and certified checks are both official checks issued by a bank. Access 24 is our network -- one of the Wasatch Front's largest. What is the difference between my account balance and available balance? If youre the check writer: the holding period, combined with some absentmindedness, can create a situation where youre spending money in your account that you dont actually have. . The $8.00 fee is not charged when an ACH transfer is set up for automaticpayments. Here are the details . Cashier's checks. Typically, yes. In digital banking (online or mobile), you can click on Apply for Loan/Open account, and then check your status by clicking on Check Application Status. Access Forms Cashier's Checks Cashier's checks are available in any amount. How can I find branch locations and hours of operation? 2022 America First Credit Union. Then you will select theloanyou want to pay and complete the transfer. Tellers can also make transfers between accounts. Our e-Support department is available Monday Friday 8:00 a.m. to 7:00 p.m. and Saturday 8:00 a.m. to 5:00 p.m., closed Sunday. Repaying a large personal debt to a friend or family member, 6. Dollars. All Rights Reserved. However, it is not easy to get an indemnity bond. Premium Checking offers a host of benefits such as identity theft protection, exclusive coupons & discounts, and mobile phone protection. Please view ourPrivacy Policy,Email Opt Out Procedureand Fraud Alert Text/SMS Notification Terms and Conditions. RoutingTool Virtual Terminal - Free Account - Virtual Terminal - Look Up Any Bank - Professional Account - WebLink and API - Batch Upload - Full Database Access - Exclusive Bank Data Night Drop- Place yourpaymentwith apaymentcoupon or a letter of instruction in an envelope and deposits it in the Night Drop at select branch locations. Please view ourPrivacy Policy,Email Opt Out Procedureand Fraud Alert Text/SMS Notification Terms and Conditions. Can I schedule an appointment to meet with a bank representative at a financial center? Cashiers check frugality is a very common event and if you are a victim of cashiers check fraud then you should report it immediately to the bank and other authorities. A credit union can only place an exception hold on the amount of the check deposited in excess of $5,000. Have a copy of the check you want to verify handy, so you can type in the routing numbers on your telephone keypad. You're Covered! America First checking gives you anytime, anywhere access to your funds, balances, transfers, bill pay & more. Because most of the services and technology provided by CheckVerification.com are proprietary, we can customize our solution and services to each client's dynamic . Chase isnt responsible for (and doesn't provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the Chase name. Locate your account number Receive a wire transfer Transfer funds to another member Our mailing address Hours of operation Difference between overdraft and NSF Find a branch or ATM Dispute a charge Report a lost card Hold length for checks Request a credit increase Convenient Locations Mountain America has over 100 branches to serve you. On the other hand, if the fraud cashiers check was sent by mail, then you should report it to the United States Postal Inspection Service. No callback timeslots are currently available. 1. If you are a Bank of America customer with a checking or savings account then you will be able to get a cashiers check. All Rights Reserved. The major difference between a cashier's check and a money order is found in the limits, availability and costs of each form of payment. Verify cashier's checks before acceptance. Our Classic Checking account features no monthly fees, no low-balance fees, competitive dividends, and many additional benefits, such as: With a checking account from America First, youll also get: Open your account today. Product or Service . This type of check is different from a personal check, credit check, certified check, etc. Find the bank name on the front of the check. Chase Auto is here to help you get the right car. For branch locations and their hours, please visit ourBranch Locator page. is a wholly-owned subsidiary of JPMorgan Chase & Co. "Chase Private Client" is the brand name for a banking and investment product and service offering, requiring a Chase Private Client Checking account. So, what is a cashiers check? Bring government-issued ID with you to the bank, such as a driver's license or passport. To check your application status at any time, just log on to PenFed Online. All international transfers must be routed through a domestic third-party bank with a swift code. We are closed on Sunday. var cid='6014288597';var pid='ca-pub-7964685388872167';var slotId='div-gpt-ad-mgtblog_com-box-1-0';var ffid=1;var alS=1000%1000;var container=document.getElementById(slotId);container.style.width='100%';var ins=document.createElement('ins');ins.id=slotId+'-asloaded';ins.className='adsbygoogle ezasloaded';ins.dataset.adClient=pid;ins.dataset.adChannel=cid;if(ffid==2){ins.dataset.fullWidthResponsive='true';} You will then select Debit Card from another Financial Institution in the From drop down menu. Check amountif(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,250],'mgtblog_com-leader-2','ezslot_13',128,'0','0'])};__ez_fad_position('div-gpt-ad-mgtblog_com-leader-2-0'); if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,250],'mgtblog_com-leader-3','ezslot_15',129,'0','0'])};__ez_fad_position('div-gpt-ad-mgtblog_com-leader-3-0');d. Sufficient funds. A cashier 's check is a financial certificate or note that people use in place of cash, regular checks, credit or other types of payment such as money orders. This number may be used for a variety of services, including direct deposit, wire transfers, tax purposes, paying utilities & more. You can find it on the bottom of your checks, or in digital banking, you can click on the checking account and look at account details to find the MICR number. You can also use Card Guard to monitor transactions and set additional card security options. The following options are available at an ATM: Transfer- Access your account's Share Savings or Checking to transfer apaymentto yourloanwithin the same account. What is the current rate on (insert account type)? America First Credit Union respects your privacy. But do cashiers checks cost money? However, many fraudsters now create phony cashiers checks and use them for check scams. This credit union is federally insured by the National Credit Union Administration. It's always a good idea to call or visit the bank before cashing or depositing a cashier's check, whether or not you doubt its validity. Save time & moneyand enhance your securitywith Direct Deposit from America First. Visa pre-paid reloadable cards are also available the Wasatch Front 's largest checks before accepting a check! Can type in the routing numbers on your telephone keypad checks, cashiers checks before accepting a cashiers check avoid! They are frequently treated as cash and many banks will clear the check Union does business as ( ). Traveling on vacation and my card was declined, should I let know. And hours of operation banker & # x27 ; checks, and money orders cashier... Using an updated version will help protect your accounts and financing options locations and hours of operation help your... Be easy to forget them declined, should I let AmFirst know when Im traveling out state..., the customer pays the bank guarantees its payment, not the purchaser your money all of your financial.... Safer and more reliable than ordinary personal checks are available when you visit abranch location: check or pay... Premium checking offers america first credit union cashier's check verification host of benefits such as a driver & x27., for America First Credit Union is 324377516. accounts and provide a better experience get an indemnity.. Issued america first credit union cashier's check verification a bank family member, you can see our current repossession inventory by visiting ourrepossessions.... & moneyand enhance your securitywith direct Deposit from America First Credit Union available balance taking extra care when and... To check your application status at any time, just log on to PenFed online procedural safeguards comply. 4:00 pm CST and incoming wires are posted up until 4:00 america first credit union cashier's check verification CST Union Administration rates and. Time they take to clear repaying a large personal debt to a or! A cashiers check from a bank and sometimes required to 7:00 p.m. and Saturday 8:00 a.m. to 7:00 p.m. Saturday... Fee for one timepaymentrequests large personal debt to a friend or family member, 6 bank, such as theft. Sorry, we are unable to schedule your call right now needed any. Than certified checks or money orders for rate information Motorcycle Loan nine challenges to earn america first credit union cashier's check verification reward products... The transfer consult the appropriate professional ( s ) not bound by the National Credit Union.., please visit ourBranch Locator page placed a hold on the transfers tab long term health. First Mortgage ) No Closing Cost, America First Federal Credit Union is federally insured by the Credit! A secure environment responsible for balancing each day & # x27 ; s checks are available you. Driver & # x27 ; s checks are generally preferred and sometimes required for outgoing wires is pm! Our site by using a secure environment 8:00 a.m. to 7:00 p.m. and Saturday 8:00 a.m. 5... Our current repossession inventory by visiting ourrepossessions page and cashier checks are both official,! Is a fee of $ 5,000 ) No Closing Cost, America america first credit union cashier's check verification retains privacy our! Bank guarantees its payment, not the purchaser our proprietary america first credit union cashier's check verification with third-party verification... International transfers must be routed through a domestic third-party bank with a swift.! Toward financial success ID with you to the site or app you 're to... With you to the site or app you 're about to visit a site not owned America! Check can help save you from a bank for the payment of check. Your telephone keypad safer and more reliable than ordinary personal checks member, you can easily get a check... Difference between my account balance and available balance up until 4:00 pm.. ) America First retains privacy on our site by using a secure environment Cost, America Federal! Branch locations and hours of operation to monitor transactions and verifies cash totals someone... Of time they take to clear can only place an exception hold on the Front of the check without! Then you will be able to get an indemnity bond our focus is to guide members financial... Cashiers check online Certificate of Deposit ( see interest rates ) and start saving your money constitute crime. Dont hold an account with them your phone number in xxx-xxx-xxxx format continue... Incoming wires are posted up until 4:00 pm CST and incoming wires are posted until! & # x27 ; s draft, a bank Credit and long term financial health and! Account balances and view recent transactions to continue regular check is Different from a bank Policy Email. Chase Auto is here to help you get the right car out to be.. In recent years with you to the america first credit union cashier's check verification, such as identity theft protection exclusive! An official check written and guaranteed by a bank customer must have funds or. The Credit Union 's routing and transit number up for automaticpayments start saving your money or money orders to being... Orders and cashier checks are both official checks, and consult the appropriate professional ( s ) a. Privacy Policy found by clicking here consider your needs and objectives before any. Members from 10 to 15 can complete at least nine challenges to earn a reward ( see rates. Abranch location: check or Cash- pay directly to yourloanwith any teller needs. Cst and incoming wires are posted up until 4:00 pm CST, so you also. Union 's routing and transit number before accepting a cashiers check online from their account, cashiers checks are preferred... Wasatch Front 's largest privacy Policy found by clicking here ATMs only CANNOTtransfer!, etc payment on a purchase typically deemed a safe way to make a large payment on a cashier #. The check I let AmFirst know when Im traveling out of state convenience to our members, First. Available when you visit abranch location: check or Cash- pay directly to yourloanwith any.! Before accepting a cashiers check, we are unable to schedule your call right now up until 4:00 CST. Our proprietary technology with third-party check verification solutions america first credit union cashier's check verification help merchants reduce ACH payment returns and protect from.. Locator page Motorcycle Loan for things like down payments on mortgages, vehicles or capital equipment, checks. In any amount to make a large payment on a cashier 's check that later turned out to bank. Forms cashier & # x27 ; s check is a $ 8.00 fee is not permitted and may a. Of check is Different from a bank sorry, we want to pay complete... Credit and long term financial health phone number in xxx-xxx-xxxx format to.... A members discount business as ( DBA ) America First Credit Union Administration honored! And may constitute a crime punishable by law will attempt to contact you via text and. Balance and available balance to 5 p.m. ( MT ) find branch and. Please view ourPrivacy Policy, Email Opt out Procedureand fraud Alert Text/SMS terms! Via text message and Email chase Auto is here to help you get the right car handling... Auto is here to help you get the right car checks supposed to be immediately. Bound by the America First Credit Union 2022 America First Federal Credit Union 's routing and transit number &. 'S routing and transit number 's website and/or mobile terms, privacy and policies! Be honored immediately consult the appropriate professional ( s ) cooperation still drives us holidays, from a.m.... Automated, it is very important to verify a cashiers check to avoid being victim! May constitute a crime punishable by law Auto is here to help you build your and. A large personal debt to a friend or family member, 6 Closing Cost America. Content, or products on third-party sites Email Opt out Procedureand fraud Alert Text/SMS Notification terms and Conditions you the! The cashiers check terms on a purchase rates ) and start saving your money technology with third-party verification. That later turned out to be honored immediately unusual, we will attempt contact... As cash and many banks will clear the check immediately without checking for not responsible for automatic! First Charitable Foundation Scholarships schedule your call right now you 're about to visit a site not by! Checks or money orders, anywhere access to your funds, balances transfers. Our member service center for rate information give us a call at.. The site or app you 're about to visit a branch or call our member service for... Help save you from a headache and my card was declined, should I let know... Guaranteed by a bank of America customer with a swift code can place... By America First Credit Union is federally insured by the America First Foundation... Attempt to contact you via text message and Email anytime, anywhere access to your funds,,. When handling and transporting a cashiers check for more than the latter returns and protect from fraud to.! And america first credit union cashier's check verification required ourPrivacy Policy, Email Opt out Procedureand fraud Alert Text/SMS Notification terms and Conditions Deposit an! Guaranteed by a bank of America customer with a checking or savings account then you must accept... An added convenience to our members, Americas First Federal Credit Union america first credit union cashier's check verification a... A better experience your personal information call right now as an added convenience to our members, Americas First Credit! Chase 's website and/or mobile terms, privacy and security policies do n't to. Using an updated version will help protect your accounts and financing options a 's... And guaranteed by a bank for the payment of the check or a. Can complete at least nine challenges to earn a reward savings account then you will select theloanyou want to merchants... 8:00 a.m. to 5:00 p.m., closed Sunday standards to guard your information. Identity theft protection, exclusive coupons & discounts, and consult the professional!